Get Paid Fast — Same Day, Next Day, or Two Days

PaySec offers Same Day, Next Day, and Two-Day funding based on your merchant type — all included at no extra cost. Stop waiting on your processor to release your money.

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Extra Fees
0
Funding Tiers
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Premium Tier
0 days
Per Year

Why Fast Funding Matters

Cash flow is the lifeblood of every business. Faster funding means more control.

Same Day Funding

Qualifying merchants receive same-day deposits for transactions batched before the daily cutoff. Get your money the day you earn it.

Next Day Funding

Transactions batched today settle into your bank account the next business day. No 2-3 day wait, no weekly funding cycles.

Two-Day Funding

Standard two-day funding available for all merchant types. Still faster than the industry-standard 3-5 day settlement from traditional processors.

No Extra Fees

Fast funding is included with every PaySec account. Other processors charge $10-25/month for faster settlement — PaySec includes it as standard.

Works With Any Bank

PaySec funding works with any U.S. bank account that accepts ACH deposits. No special banking relationship required.

The Cost of Waiting

A business processing $100,000/month with 3-day funding has $10,000 in permanent float — money you earned but cannot use. With same-day funding, that float drops to near $0. Over a year, the improved cash position saves thousands in avoided credit lines and late vendor penalties.

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Funding Tiers
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Monthly Fee
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Premium Tier Needed
0.99%
Uptime

Based on PaySec merchant data, Q1 2026. Individual results may vary.

$500/mo in vendor savings
Cash flow was always tight waiting 3 days for deposits. Same-day funding from PaySec means I can pay my parts suppliers on time and take early-payment discounts. That alone saves me $500 a month.
T
Thomas Wright
Owner, Wright's Auto Repair

How PaySec Funding Compares

FeaturePaySecSquareTraditional Processor
Same-day funding available1.75% fee
Next-day funding includedInstant for fee$10-25/mo
No premium tier required
No extra monthly fee
All transaction types qualifyVaries
Works with any U.S. bank
Weekend batch Monday depositVaries
Real-time settlement tracking

Funding FAQ

Your Money, Faster

Same Day, Next Day, or Two-Day funding included free with every PaySec account. No premium tier, no extra fees — ever.

Get Started

Trusted by merchants across 18+ industries nationwide