Accept Card Payments From Any Browser
Process phone orders, invoices, and mail orders without hardware. PaySec's virtual terminal works from any device with a web browser — with the same transparent pricing as in-store transactions.
Everything You Need for Remote Payments
Phone orders, mail orders, invoicing, and recurring billing — all from your browser.
Browser-Based Processing
Key in card numbers from any device with a web browser. No software to install, no hardware to maintain. Process from desktop, tablet, or phone.
Phone Order Ready
Take card payments over the phone with a clean, fast interface. Auto-populate customer records for repeat callers with card-on-file lookup.
Email Invoicing
Send branded payment links via email. Customers click, pay, done. Track invoice status and send automatic reminders for outstanding balances.
Recurring Billing
Set up automatic recurring charges with customizable intervals. Smart retry logic recovers failed payments and dunning emails reduce involuntary churn.
Card-on-File Storage
Securely tokenize customer cards for repeat charges. PCI-compliant storage means you never see or store raw card numbers.
PCI Compliant
Hosted payment fields keep your browser session out of PCI scope. Card data is captured directly by PaySec's PCI Level 1 certified infrastructure.
Automatic Receipts
Email receipts sent automatically after every transaction. Customizable templates with your branding, transaction details, and refund policy.
Fast Funding
Virtual terminal transactions settle with the same fast funding as in-store payments. No delays for keyed-in transactions.
How It Works
Start accepting phone and mail-order payments in minutes.
Account Activation
Your PaySec merchant account includes virtual terminal access at no extra cost. Log in to your merchant portal and the virtual terminal is ready to use.
Enter Payment Details
Key in card number, expiration, and CVV from any browser. Add invoice numbers, customer notes, and custom fields for your records.
Process & Receipt
Transactions authorize in under 50 milliseconds. Email or text a digital receipt to the customer automatically.
Track & Reconcile
Every virtual terminal transaction appears in your unified dashboard alongside in-store and online payments. Export reports, filter by date, and reconcile with one click.
Based on PaySec merchant data, Q1 2026. Individual results may vary.
“Our office processes 200+ phone orders a month. The virtual terminal pays for itself by letting us key in cards instantly and pull up repeat customers with saved card tokens. Invoicing cut our receivables cycle in half.”
PaySec vs. Other Virtual Terminals
| Feature | PaySec | Square Virtual Terminal | Helcim |
|---|---|---|---|
| $0 processing fees | |||
| Card-on-file tokenization | |||
| Email invoicing | |||
| Recurring billing | Limited | ||
| Multi-user access | |||
| Role-based permissions | |||
| No monthly fee | |||
| Same Day / Next Day / Two-Day funding |
Virtual Terminal FAQ
Related Resources
Start Accepting Remote Payments Today
No hardware, no software installs, no contracts. Get your virtual terminal up and running in minutes. Setup is free and takes under 24 hours — get started today.
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