Payment Processing Built for Your Business
In-store, online, and mobile. Dedicated merchant accounts with Network Offset Pricing, fraud prevention, and next-day funding — backed by support that actually knows your industry.
Everything You Need to Accept Payments
One platform for every payment channel, backed by transparent pricing and dedicated support.
In-Store Processing
Countertop, wireless, and mobile terminals with EMV chip, contactless (NFC), and swipe support. All terminals provided at no cost with Network Offset Pricing.
eCommerce Gateway
Secure online payment gateway with hosted checkout pages, tokenization, and PCI-compliant iFrame integration. Works with any shopping cart.
Mobile Payments
Accept payments anywhere with mobile card readers and the PaySec app. Apple Pay, Google Pay, and tap-to-phone support included.
ACH & Bank Transfers
Process ACH debits and credits for recurring billing, B2B payments, and high-value transactions at a fraction of card processing costs.
Recurring Billing
Automated subscription and installment billing with card-on-file tokenization, dunning management, and automated retry logic.
Enhanced Data Optimization
Automated commercial enhanced data submission that reduces B2B transaction costs by up to 40%.[1] ERP-integrated, CEDP-compliant — no manual data entry required.
Fraud Prevention
Real-time fraud screening with velocity checks, AVS/CVV verification, 3D Secure, and AI-powered risk scoring to minimize chargebacks.
Network Offset Pricing
Wholesale interchange pass-through with a transparent fixed margin. See exactly what you pay — and save 30–60% compared to bundled processors.[2]
PCI Compliance
End-to-end encryption, tokenization, and point-to-point encryption (P2PE) keep cardholder data secure. We handle PCI compliance so you don't have to.
Fast Onboarding
Apply online in minutes. Most merchants are approved within 48 hours with our streamlined underwriting process — even high-risk verticals.
Next-Day Funding
Get your money fast. Funds are deposited to your bank account the next business day at no extra charge.
Dedicated Support
Your own account manager who understands your industry. No call centers, no ticket queues — direct access to someone who knows your business.
Find Out What You're Really Paying
Most merchants overpay without realizing it. Get a free rate analysis to see how PaySec's Network Offset Pricing compares to your current processor.
Integrated Merchant Services
PaySec lets you accept Visa, Mastercard, Discover, and AmEx online, in-store, and on mobile with PCI-compliant processing and fast funding.
Pricing & Cost Optimization
- Honest, Upfront Pricing
- L2/L3 Interchange Optimization
- Surcharging / Cash-Discount
- Least-Cost Routing
- Fee Analytics
Security & Compliance
- PCI DSS Support
- Point-to-Point Encryption (P2PE)
- Tokenization & Network Tokens
- 3-D Secure / SCA
- Fraud Screening & Rules Engine
Risk & Disputes
- Chargeback Monitoring
- Pre-Dispute Resolution
- Early-Warning Alerts
- Negative/Block Lists
- Friendly-Fraud Analytics
Payouts & Reporting
- Fast Funding (T+0/T+1)
- Advanced Reconciliation
- Reconciliation & Reporting
- Tax, Tips & Service Fees
- ERP/GL Integrations
Hardware & Channels
- EMV Terminals & PIN Pads
- Semi-Integrated Devices
- Unattended / Kiosk / Vending
- Field Service & mPOS
- Resilient Connectivity
Growth & Retention
- Gift Cards & Stored Value
- Referral & Loyalty Programs
- Account Updater
- Receipts & Feedback (SMS/Email)
- Customer Segmentation
Developer & Integration
- REST APIs & SDKs
- Webhooks & Events
- Cart & Platform Plug-ins
- Checkout Elements & Hosted Fields
- Token Vault & Migration
Payments & Checkout
- Credit/Debit Card/ACH/eCheck
- E-commerce Payment Gateways
- Invoicing & Bill Presentment
- Virtual Terminal, POS, Pay-by-Link
- Subscriptions & Recurring Billing
Get Your Dedicated Merchant Account
Apply in minutes. Get approved in 48 hours. Start saving on every transaction with Network Offset Pricing.
Merchant Services FAQ
Ready to Save on Payment Processing?
Join merchants who switched to PaySec for lower fees, faster approvals, and dedicated support.