Network Offset Pricing — Pay Less. Keep More.
Wholesale interchange rates with a transparent fixed margin. No hidden fees, no contracts, no surprises. Merchants typically save 30–60% compared to published flat-rate processor pricing.*
Choose Your Pricing Model
Every plan includes a dedicated merchant account, no contracts, and no cancellation fees.
Network Offset
Our signature pricing model. Wholesale interchange rates with a transparent fixed margin — no hidden fees, no surprises.
Typically Save 30–60%
- Wholesale interchange pass-through
- Fixed transparent margin
- No monthly minimums
- No early termination fee
- No PCI compliance fee
- Free terminal placement
- Dedicated merchant account
- Next-day funding available
Flat Rate
Predictable per-transaction pricing for businesses that prefer simplicity over maximum savings.
- Simple per-transaction rate
- No interchange variability
- No monthly fee
- No early termination fee
- Dedicated merchant account
- Next-day funding available
Custom Enterprise
High-volume merchants and platforms get tailored pricing, dedicated infrastructure, and premium support.
- Custom interchange-plus rates
- Volume-based discounts
- Dedicated account manager
- Priority underwriting
- White-label options
- API integration support
- Custom reporting
- SLA guarantees
How Network Offset Pricing Works
Interchange Pass-Through
Card networks (Visa, Mastercard) set interchange rates. We pass these through at exact wholesale cost — no markup.
Transparent Margin
PaySec adds a small, fixed margin on top. You see exactly what the network charges and exactly what we charge. No bundling.
You Save
Compared to flat-rate processors who charge 2.9%+ regardless of card type, you pay actual cost + margin — typically 30–60% less based on published rate comparisons. Actual savings vary by merchant.
PaySec vs. The Competition
See how PaySec stacks up against popular payment processors.
| Feature | PaySec | Stripe | Square | Traditional |
|---|---|---|---|---|
| Dedicated merchant account | ||||
| Transparent interchange rates | Varies | |||
| No monthly minimums | ||||
| No early termination fee | ||||
| No PCI compliance fee | ||||
| Enhanced data interchange optimization (CEDP) | Varies | |||
| High-risk industry support | Varies | |||
| Next-day funding | Extra fee | Extra fee | Varies | |
| Dedicated account manager | Varies | |||
| Network Offset Pricing |
Q2 Rate Challenge: Send Us Your Statement
Send us your latest processing statement by June 30. If we can't beat your current rate, we'll send you a $100 gift card for your time.
Not Ready to Switch? Compare First.
Use our free savings calculator to see exactly how much you could save with Network Offset Pricing — no contact info required.
No Hidden Fees. Ever.
Our Rate-Beat Guarantee
We're so confident in our pricing that we put our money where our mouth is.
Send Us Your Statement
Share your most recent processing statement. We'll analyze every line item.
We'll Beat Your Rate
If we can't save you at least 20% on your effective processing rate, we'll tell you upfront — no pressure.
No Contracts, Cancel Anytime
Month-to-month service. If we don't deliver the savings, you walk — zero termination fees.
Pricing FAQ
Find Out What You Could Save
Send us your latest processing statement and we'll show you the difference. No contracts, no risk.