eCommerce Processing That Saves You 35% on Every Order
Shopify Payments charges 2.9% + 30¢. For stores doing $100k/month, that's $2,900 in fees. Network Offset Pricing typically costs $0 for the same volume — saving you $2,900/month with better fraud protection.
What Flat-Rate Pricing Costs Your Store
The convenience of flat-rate pricing comes at a steep cost as your volume grows.
Flat-Rate Overpayment
Stripe and PayPal charge 2.9% + $0.30 per transaction regardless of card type. On a $100 order, you pay $3.20 — the actual interchange may be under $2.00. That gap adds up fast at scale.
Chargebacks & Fraud
Card-not-present transactions carry higher fraud risk. Without built-in fraud screening, eCommerce merchants lose an average of 1.4% of revenue to chargebacks and fraudulent orders.
Subscription Billing Complexity
Recurring revenue models need smart retry logic, dunning management, and account updater services. Generic processors treat failed recurring charges as one-size-fits-all.
Hidden Fee Complexity
Flat-rate processors bundle interchange, assessments, and markup into one opaque rate. You never see the true cost breakdown — making it impossible to optimize your processing spend.
Based on PaySec merchant data, Q1 2026. Individual results may vary.
Built for Online Commerce
Transparent pricing, fraud prevention, and platform integrations designed for eCommerce.
Network Offset Pricing
Pay $0 in processing fees on every transaction. Network Offset Pricing eliminates processing costs entirely — no interchange, no markups, no offsets. Whether in-store or card-not-present, your cost is always $0.
Built-in Fraud Protection
AI-powered fraud screening, 3D Secure authentication, AVS/CVV verification, and velocity checks. Block fraudulent orders before they ship without adding checkout friction.
Chargeback Management
Automated chargeback alerts, representment tools, and prevention analytics. Reduce chargeback rates and recover disputed revenue with data-driven responses.
Platform Integrations
Native integrations with Shopify, WooCommerce, Magento, BigCommerce, and custom carts via API. One-click setup with no development required for supported platforms.
How It Works
Integrate transparent pricing into your online store in four steps.
Free Statement Analysis
We analyze your current Stripe, PayPal, or processor statements. See exactly how much flat-rate pricing costs you per order and per month.
Platform Integration
Install the PaySec plugin for Shopify, WooCommerce, or Magento — or integrate via our REST API for custom storefronts. Setup takes under 2 hours.
Test & Go Live
Process test transactions in our sandbox, verify webhooks and order flow, then flip to live mode. Run both processors in parallel during the transition.
Start Saving
Every online order processes at $0 with Network Offset Pricing. Fraud screening, chargeback protection, and subscription billing are included at no extra cost.
“After years of flat-rate processing eating into margins, Network Offset Pricing finally gives us the transparency we needed. Our finance team can see exactly where every cent goes.”
PaySec vs. Flat-Rate eCommerce Processors
| Feature | PaySec | Stripe | PayPal |
|---|---|---|---|
| $0 processing fees | |||
| Built-in fraud screening | |||
| Chargeback management | Extra cost | ||
| Subscription billing | Limited | ||
| No long-term contracts | |||
| API & hosted checkout | |||
| All major card brands + wallets | |||
| Dedicated account manager |
eCommerce Processing FAQ
Your Margins Deserve Better Than Flat-Rate
Get a free statement analysis and see exactly what you will save with transparent, interchange-based pricing for your online store. Free analysis slots are limited — request yours today.
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